This document outlines the General Conditions of access to and use of the client services section of the Finity Consulting web site.

Terms of Use

www.finity.com.au (Site) is owned and operated by Finity Consulting Pty Limited (we, us). Your access to and use of the client services section of the Site (collectively, your Access) is conditional on your acceptance and compliance with the terms, conditions, notices and disclaimers contained on this page and elsewhere on the Site (General Conditions). Your Access to the client services section of the Site constitutes your agreement to be bound by the General Conditions. We reserve the right to revise, amend and update the General Conditions at any time effective on the date of posting to the client services section of the Site of the new and amended provisions.

The materials displayed on the client services section of the Site, including without limitation all information, text, materials, graphics, software, tools, results derived from the use of software and tools, advertisements, names, logos and trade marks on the Site (Content) are protected by copyright, trade mark and other intellectual property laws unless expressly indicated otherwise on the Site. You must not modify, copy, reproduce, republish, frame, download onto a computer, upload to a third party, post, transmit or distribute this Content in any way except as expressly provided for in these General Conditions or as indicated in the client services section of the site.

The Content provides general information only. The information provided is not intended to replace or serve as a substitute for any actuarial or other professional or expert advice, consultation or service and must not be relied upon as such. You should consult with a professional and obtain professional advice tailored to your specific circumstances before making any decisions. We may contact you by e-mail from time to time (generally no more often than quarterly) to let you know about new information available on the site.

You may view the Content using your web browser and save an electronic copy, or print out a copy, of parts of the Content solely for your own personal use, information, research or study, but only if you keep all Content intact and in the same form as presented on the Site (including without limitation all copyright, trade mark and other proprietary notices) Some Content will include specific instructions on its use beyond that which is described in paragraph 4(a). You are authorised by these General Conditions to make use of the Content in accordance with those instructions. You must not access or use the Site including the client services section of the site or the Content in any manner or for any purpose which: is illegal or prohibited by any laws that apply to you; violates our rights in any way; or is prohibited by the General Conditions. You must take your own precautions to ensure that the process which you employ for accessing the Site and the client services section of the Site does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. We do not accept responsibility for any interference or damage to your own computer system or data which arises in connection with your Access. You must not use the Content for commercial purposes without first obtaining our express written authority.

Although we have no reason to believe that any information contained in the client services section of the Site, or otherwise on the Site, is inaccurate, we do not warrant the accuracy, adequacy or completeness of the information, nor do we undertake to keep the client services section of the Site, or the Site generally, updated. We do not accept responsibility for loss suffered as a result of your reliance on the accuracy or currency of information contained in the client services section of the site or the site generally. We and our directors, consultants, agents, employees and contractors do not guarantee or warrant the client services section of the Site and/or the Site generally will be uninterrupted, without delay, error-free, omission-free or free of viruses. The Content is provided “as is” without warranties of any kind, express or implied, including as to accuracy, timeliness and completeness. Neither we nor our directors, consultants, agents, employees or contractors will be liable for any loss or damage, however arising (whether in negligence or otherwise), in connection with your Access, the Content or any omissions from the Content, except where liability is made non-excludable by legislation.

Unless specifically stated copyright in the Content (including text, graphics, logos, icons, sound recordings and software) is owned or licensed by us. Other than for the purposes of, and subject to the conditions prescribed under, the Copyright Act1968 (Cth) and similar legislation which applies in your location, and except as expressly authorised by these General Conditions, you may not in any form or by any means:  adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of the Content; or commercialise any information, products or services obtained from any part of the Content.

Except where otherwise specified, any word or device to which the TM or a symbol is attached, is a trade mark in which we claim proprietary rights If you use any of our trade marks in reference to our activities, products or services, you must include a statement attributing that trade mark to us. You must not use any of our trade marks: in or as the whole or part of your own trade marks; in connection with activities, products or services which are not ours; in a manner which may be confusing, misleading or deceptive; in a manner that disparages us or our information, products or services (including this Site).

We may terminate your access to the client service section of the Site at any time without notice. The General Conditions will nevertheless survive any such termination.

These General Conditions are governed by the laws in force in New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts in New South Wales, Australia.

No linking is permitted to the Site unless it is the subject of a separate specific written agreement between you and us.

The Site contains links to third party sites (Linked Sites). Linked Sites are not under our control and we are not responsible for the content of any Linked Site or any hyperlink contained in a Linked Site (Subsequent Site). We provide these hyperlinks to you as convenience only, and the inclusion of any link does not imply any endorsement of the Linked Site by us or by our directors, consultants, agents, employees and contractors. You link to any Linked Site or Subsequent Site entirely at your own risk. Neither we nor our directors, consultants, agents, employees and contractors give any representation or warranty as to the reliability, accuracy or completeness of any Linked Sites or Subsequent Sites, nor do we or they accept any responsibility arising in any way (including negligence) for errors in, or omissions from any Linked Sites or Subsequent Sites.

We do not accept any liability for our failure to comply with the General Conditions where the failure is due to circumstances beyond our reasonable control. If we waive any rights available to us under these General Conditions on one occasion, this does not mean that those rights will automatically be waived on any other occasion. If any of the General Conditions are held to be invalid, unenforcable or illegal for any reason, the remaining terms and conditions will nevertheless continue in full force.

 For information about how we handle personal information, please refer to our Privacy Policy accessible from the Site.

If you are unable to access the site for any reason in the future, please call our Client Section Contact on (02) 8252 3300.

Terms of Use

This document outlines the General Conditions of access to and use of the client services section of the Finity Consulting web site.

1. Acknowledgment and acceptance of General Conditions

2. Ownership of content on the Site

3. Information provided

4. Access to the Content

5. Disclaimer and limitation of liability

6. Copyright

7. Trade Marks

8. Termination

9. Governing Law

10. Linking to the Site

11. Advertising and links to other web sites

General

Privacy

Snowflake data licence

Problems with access