Health Insurance

Health insurers need to respond faster and more innovatively than ever before. We work closely with private health insurers to help them seize opportunities and find smarter ways to work, manage costs and support the wellbeing of their customers.


Our focus

Finity’s team of private health insurance specialists from actuarial, data science, risk, analytics and technology have a built an unrivalled reputation for delivering practical advice and customised insights.

Private Health Insurance Specialists

Private health insurance experts

We currently provide AA services to 30 of Australia’s 35 private health insurers. Our health insurance expertise includes the full range of Appointed Actuary services across areas such as strategy, pricing, mergers and acquisitions.

Our reputation is built on delivering timely, relevant and actionable insights, and advice to help our clients achieve their specific objectives.


Smarter Health Insurance

Finding smarter ways to work

Our health insurance team have practical and commercial experience gained from many years working for and consulting to Australian and New Zealand health insurers.

Gain unique visibility of current trends and opportunities in health insurance
A deep understanding of the PHI regulatory landscape
Harness the power of the largest group of private health actuaries, management consultants, statisticians and data analysts.
PHI Experts

Unparalleled PHI experience & proven track record

Finity provides Appointed Actuary services to over 30 health insurers in Australia and New Zealand. Our breadth and diversity of appointments means we have unrivalled expertise in understanding and managing risk in PHI.  Our health insurance services include:

  • Appointed Actuary services
  • Pricing and product development
  • Market intelligence and comparison services
  • Capital modelling and capital management
  • Lifetime customer value
  • Retention modelling and cost of acquisition analysis
  • Strategic advice

When navigating a constantly changing landscape, tailored customer-centric advice is vital

Working in partnership with you, our private health insurance team ensures that your business decisions strike the right balance of commercial, risk and member outcomes, while addressing your unique governance and regulatory requirements.
  • Understand the risk profile of existing and potential customers

  • Optimise your product & pricing strategy

  • Achieve private health claims & expense efficiencies

  • Anticipate and prepare for changes in the PHI environment

  • Address governance & regulation across a broad landscape from risk management, climate & APRA regulatory standards


Health analytics to improve patient outcomes

With over 30 years of advanced analytics and data management experience, we understand the challenges facing the health sector for today and tomorrow.

Our health analytics solution combines deep health sector knowledge with sophisticated data analytics designed specifically for the public and private health sectors.


Finity always seeks to provide clients with services that go far beyond ‘compliance’ by delivering actionable advice which supports claims and operational efficiencies, improved strategies, productive risk management and financial sustainability. We aim to make the work we do with you feel like a good investment rather than a cost.
Jamie Reid
Principal, Finity

Insights to inform & inspire

Meet some of our specialists

Nicholas Stolk

Nicholas Stolk

Jamie Reid

Jamie Reid

Andrew Matthews

Andrew Matthews


Transform your business with our comprehensive suite of data & analytics products

Our range of data driven products and software focus on practical, commercially aware solutions that add value to your business.

Practical insights. Innovative products. Infinite possibility.

Powered by smart, results-oriented people with unrivalled depth of industry experience, we can provide a unique perspective across a wide range of business challenges.

Contact us