We understand the unique needs of the government sector, helping legislators, schemes, departments and agencies respond to policy and service challenges.

Government

We combine our unrivalled depth of public sector experience with data analytics and an actuarial approach to help governments achieve their unique strategic and policy goals. Our clients work with us to become more agile, improve efficiencies and use data and insights for more informed decisions.

Our focus

<p class="MsoBodyText">Government organisations are facing unprecedented challenges with demands to be more agile, digital and customer centric. Our highly experienced team understands the unique needs of government.</p>
<p class="MsoBodyText">With an actuarial approach and a deep understanding of the public sector and changing regulatory conditions - we can help you think and act differently - offering timely, relevant and sustainable solutions.</p>

Think & act differently

<p>We understand the complex issues facing government today.&nbsp;With more than 40 general government specialists we are uniquely positioned to provide best practice advice on:&nbsp;</p>

Valuing and pricing injury and care schemes

Design and costings for restorative justice schemes

How we help governments

<p>Finity is an approved services provider to the Whole of Australian Government Management Advisory Services Panel.&nbsp;</p>
<p>Specifically, our financial advisory services in this area include actuarial advice and economic analysis and modelling such as:</p>
<ul>
<li>Actuarial services</li>
<li>Benchmarking, economic, econometric, mathematical and financial modelling and analysis</li>
<li>Competition and market analysis</li>
<li>Economic advice</li>
<li>Data analytics</li>
<li>Supply and demand management and forecasting.</li>
</ul>

Australian Government Management Advisory Services Panel

<p>As Australiasia&rsquo;s largest General Insurance actuarial provider we have deep industry experience - second to none.&nbsp; We adopt a partnership style approach providing the highest quality advice which is commercial, practical and actionable.&nbsp;&nbsp;</p>
<p>&nbsp;</p>
<p>Our work in both the Australian and New Zealand Insurance industries has been recognised by ANZIIF who have awarded Finity multiple Insurance Industry awards including the Professional Services Firm of the Year in Australia and New Zealand (five times) and Service Provider of the Year (six times).</p>

Awards & industry recognition

Optima In Focus Webinar: Commercial Lines - a summary

Optima FY23: FY23 ROE bounced back into target range territory and more of the same forecast for FY24

<p style="font-size: 14px; font-weight: 400;"><a href="mailto:aaron.cutter@finity.com.au">aaron.cutter@finity.com.au</a></p>
<p style="font-size: 14px; font-weight: 400;">Ph: +61 2 8252 3321</p>
<p style="font-size: 14px; font-weight: 400;">Mobile: +61 417 527 204</p>
<p style="font-size: 14px; font-weight: 400;">LinkedIn:&nbsp;<a href="https://www.linkedin.com/in/aaron-cutter-58397b19/">https://www.linkedin.com/in/aaron-cutter-58397b19/</a></p>
<h5>Qualifications</h5>
<p>BSc (Hon. Phys), FIAA</p>
<p class="MsoNormal"><span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">Aaron is a Director and Principal bringing over 25 years&rsquo; experience in general insurance, accident compensation and lenders mortgage insurance reserving, pricing, capital management, strategy, Appointed Actuary services and analytics. He leads Finity's Big Data practice as well as Finity&rsquo;s proprietary sociodemographic model of every Australian - Defin&rsquo;d.</span></p>
<h5>Area&nbsp; of expertise</h5>
<ul>
<li>CTP schemes and pricing</li>
<li>Capital management and strategy</li>
<li>LMI reserving, pricing and capital modelling</li>
<li>Accident compensation</li>
<li>Volatility and capital management modelling</li>
<li>Appointed Actuary</li>
</ul>
<h5>Talk&nbsp; to me about</h5>
<ul>
<li>Accident compensation</li>
<li>Big data analytics</li>
<li>Customer analytics</li>
<li>Defin'd</li>
</ul>
<p>&nbsp;</p>

Aaron Cutter

<p><a href="mailto:stephen.lee@finity.com.au">stephen.lee@finity.com.au&nbsp;</a></p>
<p>Ph +61 2 8252 3333</p>
<p>Mobile + 61 403 213 308</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/stephen-lee-a376a827/">https://www.linkedin.com/in/stephen-lee-a376a827/</a></p>
<h5>Qualifications</h5>
<p>BComm (ActSc), BEc, FIAA</p>
<p>Stephen is Principal of Finity, with over 14 years&rsquo; experience of insurance consulting. He has advised general insurers, life insurers and government bodies in Australia, New Zealand and North America in areas including liability reserving, policy framework, predictive modelling, capital management and pricing. Stephen has extensive experience in the liability reserving and in claims liability reserving including motor, commercial property, liability and other personal injury liability classes. Stephen is also a member of Finity&rsquo;s commercial insurance lines team and in this capacity contributes to practice development in areas such as pricing for commercial property and cyber insurance.</p>
<h5>Areas of Expertise</h5>
<ul>
<li>Appointed Actuary</li>
<li>Commercial lines insurance</li>
<li>Tort temperature</li>
<li>Terrorism insurance</li>
<li>Defin'd: big data analytics and consulting</li>
</ul>
<h5>&nbsp;Talk to me about</h5>
<ul>
<li>Appointed Actuary Role</li>
</ul>

Stephen Lee

<p><a href="mailto:gillian.harrex@finity.com.au">gillian.harrex@finity.com.au</a></p>
<p>Ph +61 3 8080 0901</p>
<p>Mobile +61 413 880 733</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/gillian-harrex-90644474/">https://www.linkedin.com/in/gillian-harrex-90644474/</a></p>
<h5>Qualifications</h5>
<p>BEc (ActSc), FIAA, GAICD</p>
<p>Gillian Harrex Director and Principal at Finity. She is an expert in long tail claims including catastrophic injury, motor accident compensation, medical malpractice, workers compensation and redress. She heads up Finity&rsquo;s Melbourne team and has over 25 years of experience in general insurance. Gillian is a prominent advisor to state insurance schemes and lifetime care. She has worked with a wide range of insurance companies, medical malpractice insurers, statutory authorities, self-insurers and reinsurance companies across Australia. Gillian&rsquo;s core areas of expertise include financial modelling and reporting, capital management, valuation of insurance liabilities and pricing for long tail classes of business with particular expertise in medical malpractice.</p>
<h5>Areas of Expertise</h5>
<ul>
<li>Pricing</li>
<li>Reserving and portfolio monitoring</li>
<li>Medical negligence</li>
<li>Life time care</li>
<li>Liability</li>
<li>Motor injury</li>
<li>Workers compensation</li>
<li>Mortgage insurance</li>
<li>Financial management</li>
<li>Government oversight of statutory schemes</li>
<li>Capital design and management</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Injury and care (Medical indemnity, motor injury, workers compensation and lifetime care)</li>
</ul>

Gillian Harrex

<p><a href="mailto:andrew.mcinerney@finity.com.au">andrew.mcinerney@finity.com.au</a></p>
<p>Ph +61 2 8252 3372</p>
<p>Mobile +61 415 899 487</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/andrew-mcinerney-441a1a11a/%20">https://www.linkedin.com/in/andrew-mcinerney-441a1a11a/&nbsp;</a></p>
<p>&nbsp;</p>
<h5>Qualifications</h5>
<p>BActStud, BCom, BPhys, FIAA</p>
<p>&nbsp;</p>
<p class="MsoNormal"><span lang="EN-US">Andrew McInerney is a Director and Principal at Finity and has over 15 years&rsquo; experience in accident compensation, asbestos liabilities, CTP, and the broader general insurance and disability sector. Andrew leads Finity&rsquo;s workers compensation practice and acts as a &lsquo;centre of knowledge&rsquo; for all workers compensation schemes across Finity. He works with clients from both the private and public sectors on a diverse range of actuarial, strategic and operational issues. </span></p>
<p>&nbsp;</p>
<p class="MsoNormal"><span lang="EN-US">Andrew is highly skilled in the development of long tail financial models that identify the root cause drivers of claim outcomes, enabling his work in assessing scheme sustainability and assisting with scheme design. Andrew leads a number of valuation teams, delivers best practice reviews and performance benchmarking, and assists with the design of agent remuneration and incentive structures.&nbsp;</span></p>
<h5>Areas of Expertise</h5>
<ul>
<li>Workers compensation</li>
<li>Asbestos liabilities</li>
<li>CTP</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Injury &amp; Care schemes</li>
<li>Workers Compensation</li>
</ul>
<p>&nbsp;</p>

Andrew McInerney

<p><a href="mailto:Danielle.casamento@finity.com.au">danielle.casamento@finity.com.au</a></p>
<p>Ph+61 2 8252 3325</p>
<p>Mobile +61 409 327 867</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/danielle-casamento-54515112a/">https://www.linkedin.com/in/danielle-casamento-54515112a/</a></p>
<h5>Qualifications</h5>
<p>BCom (ActStud) Hons, FIAA, CERA</p>
<p>Danielle Casamento is a Principal of Finity and has worked in general insurance for nearly 10 years. Over the course of her career Danielle has worked with a wide range of general insurers, corporations and government schemes.&nbsp; She is a key member of Finity&rsquo;s self-insurance practice specialising in providing insurance advice to employers across workers compensation and general lines. Danielle leads Finity&rsquo;s Child Sexual Abuse (CSA) practice for institutions providing advice on trends, liabilities and funding.</p>
<h5>Area of expertise</h5>
<ul>
<li>Self-insurance</li>
<li>CSA liability expert</li>
<li>Travel insurance</li>
<li>Cyber liability and risk</li>
<li>Workers Compensation</li>
<li>Professional Indemnity and Medical Malpractice</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Self-Insurance</li>
</ul>

Danielle Casamento

Strategic analytics consultants with an actuarial approach

Analytics

Build an understanding of your climate change exposure and develop a smart climate risk strategy.

Climate & sustainability

Advanced statistics and data analytics consulting.

Statistics

Actuarial expertise

Find, organise, manage and gain insights from data.

Data services

<p>Our range of data driven products and software focus on practical, commercially aware solutions that add value to governments.</p>

Defin’d

Natural perils pricing models for insurers

Finperils

<p>Explore our product &amp; datasets&nbsp;</p>

Powered by smart, results-oriented people with unrivalled depth of industry experience, we can provide a unique perspective across a wide range of business challenges.