Injury & Care Schemes

We provide strategic advice, monitoring solutions and data analytics to insurers, schemes, regulators, government departments and insurers across compulsory third party, workers’ compensation, lifetime care and disability classes.

Finity is the Scheme Actuary to ten government insurers and/or regulators, providing the full suite of actuarial reviews and scheme design. We are the professional services provider of choice for insurers with asbestos-related disease liabilities.

Our market leading actuarial and analytical consultants can find unique insights that are embedded deep within your scheme to transform your data into actionable business decisions.  

We work with injury and care schemes to:

• Develop claims triage models to stream claims into different risk  bands aligned with available staff
• Build individual claim models based on the claimants’ characteristics and history
• Identify claims that are at risk of never returning to work and claims that have a high risk of pursuing common law, for targeted intervention from experienced claims
• Benchmark service provider effectiveness and operational outcomes, to improve the value delivered by providers as well as identify those providers who are best at getting injured workers back to work faster.

We combine our actuarial expertise and analytics with specialist knowledge of claims and underwriting practices. We have extensive experience providing practical actionable advice, benchmarking and specialist knowledge to address the particular issues presented by mental health claims.