Injury & Care Schemes

Finity’s accident compensation and disability specialists are experts in deeply understanding the dynamics of injury schemes.

Our focus

Rather than just giving you the numbers, we consider the environment and your needs to provide you with practical and real-world recommendations.

Inury & Care Strategy

Strategic, technical advice for injury & care providers

We provide strategic advice, monitoring solutions and data analytics to insurers, schemes, regulators, government departments and insurers across compulsory third party, workers’ compensation, lifetime care and disability classes.

Finity is the Scheme Actuary to ten government insurers and/or regulators, providing the full suite of actuarial reviews and scheme design. We are the professional services provider of choice for insurers with asbestos-related disease liabilities.



Data analytics & best practice claims management

Our market leading actuarial and analytical consultants can find unique insights that are embedded deep within your scheme to transform your data into actionable business decisions.  

We work with injury and care schemes to:

  • Develop claims triage models to stream claims into different risk  bands aligned with available staff
  • Build individual claim models based on the claimants’ characteristics and history
  • Identify claims that are at risk of never returning to work and claims that have a high risk of pursuing common law, for targeted intervention from experienced claims
  • Benchmark service provider effectiveness and operational outcomes, to improve the value delivered by providers as well as identify those providers who are best at getting injured workers back to work faster.

We look beyond the numbers

  • Valuation of liabilities

    Gain a deep understanding of cost drivers and their potential impact on your business. Build models of individual life time care needs.
  • Pricing, relativities and experience rating

    Develop pricing solutions at both the aggregate level and individual risks. Our pricing specialists offer a full service that meets regulatory requirements and bespoke requests.
  • Monitoring and claim trends

    In depth analysis of claims trends, both for whole-of-scheme and for individual portfolios or insurers, benchmarking your claims experience and providing practical insights into the drivers of experience.
  • Scheme design

    Working closely with scheme management, regulators and industry bodies to understand the environment, stakeholders, claimant behaviour and costs, we assist in designing, costing and implementing alternative legislative solutions.

Mental health claims specialists

We combine our actuarial expertise and analytics with specialist knowledge of claims and underwriting practices. We have extensive experience providing practical actionable advice, benchmarking and specialist knowledge to address the particular issues presented by mental health claims.


Research in mental health claims

Our extensive research confirms mental health claims are different from other personal injury or illness claims, requiring different approaches to deliver optimal outcomes. We can help you refine your operations and improve outcomes.

sustainable mental health claims

Delivering sustainable mental health claims improvements

Tailored claim segmentation ad claims handling strategies
Provider management frameworks
Interventions to reduce claims costs and duration
Evidence based quantification of the financial implications of mental health claims, and opportunities for improvements.

Related news & insights

Meet some of our specialists

Gillian Harrex

Gillian Harrex

Aaron Cutter

Aaron Cutter

Andrew McInerney

Andrew McInerney


Transform your operations with our comprehensive suite of data & analytics products

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Practical insights. Innovative products. Infinite possibility.

Powered by smart, results-oriented people with unrivalled depth of industry experience, we can provide a unique perspective across a wide range of business challenges.

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