Quantify, leverage and manage risk to improve risk culture and the performance of your organisation.

Risk

Adopt a commercial and practical approach with Finity's insurance professionals with years of relevant operational  and risk management experience.

<p>We partner with insurers and government agencies to:</p>
<ul>
<li>Provide strategic advice to Boards and management</li>
<li>Develop risk and compliance frameworks,&nbsp; facilitating risk profile workshops and development of Risk Appetite Statements</li>
<li>Conduct APRA insurance risk self assessments, licensing and other regulatory requirements</li>
<li>Conducting independent comprehensive triennial RMF and ICAAP reviews</li>
<li>Reviews of underwriting and claims management capability and performance.</li>
</ul>

Meet your APRA requirements & gain a deep understanding of your liabilities

Our advice is clear and practical to ensure it supports your strategic and operational decisions and can be easily integrated into your business.

Triennial & Annual CPS 220 reviews

Strategy & framework development and reviews 

Insurance risk self-assessments

Risk appetite statements

Risk culture surveys, focus groups & training

Board facilitiation risk & strategy workshops

Cyber risk management

Insurance prudential standards advice, including CPS 220, regulatory changes & implementation

Security frameworks including controls, registers & third party provider assessments

Our risk management expertise & experience

Climate index hints at higher destructive bushfire risk

From risk to opportunity: navigating frameworks for sustainability disclosures

"We work in partnership with insurers and governments agencies, executing strategic, risk management and claims initiatives."

Jacob Mamutil

<p><a href="mailto:jacob.mamutil@finity.com.au">jacob.mamutil@finity.com.au</a></p>
<p>Ph +61 2 8252 3318</p>
<p>Mobile + 61 411 012 060</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/jacobmamutil/">https://www.linkedin.com/in/jacobmamutil/</a></p>
<h5>Qualifications</h5>
<p>LLB, M.Com, Solicitor of the NSW Supreme Court</p>
<p class="MsoNormal"><span style="mso-bidi-font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: Arial; mso-fareast-language: ZH-TW;">Jacob is a lawyer and has worked in the insurance industry for over 30 years. He is the head of Finity&rsquo;s management consulting team and also leads Finity&rsquo;s ERM practice. He is experienced in assisting clients with strategy development, outsourced CRO services and APRA authorisation applications. Prior to joining Finity, </span><span lang="EN-US">Jacob held senior management roles at IAG in direct and intermediated insurance portfolios, as well as in executing strategic and corporate development initiatives.</span></p>
<h5>Areas of Expertise</h5>
<ul>
<li>Strategy</li>
<li>APRA licensing &amp; regulatory advice</li>
<li>Statutory classes - CTP, builders warranty</li>
<li>Risk and operational management</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Royal Commission Response</li>
<li>Outsourced CRO services</li>
<li>APRA license applications and policy documentation</li>
<li>Strategy development and execution</li>
</ul>
<p>&nbsp;</p>
<p>&nbsp;</p>

<p><a href="mailto:scott.collings@finity.com.au">scott.collings@finity.com.au</a></p>
<p>Ph +61 2 8252 3378</p>
<p>Mob: +61 418 451 425</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/scott-collings-0b88359b/">https://www.linkedin.com/in/scott-collings-0b88359b/</a></p>
<h5>Qualifications</h5>
<p>BE (Hons), FIAA</p>
<p>Scott is a Principal and the Managing Director of Finity Consulting with over 30 years of experience in general insurance. He is a consulting actuary specialising in the financial and strategic management of General Insurance companies and Accident Compensation Schemes. Scott has been responsible for delivering actuarial advice across the spectrum of general insurance products with particular emphasis on reserving, pricing and capital management advice. His key focus areas include Appointed Actuary roles and leadership of Finity's Capital and Risk Management practice.</p>
<h5>Areas of Expertise</h5>
<ul>
<li>Financial management of general insurance businesses</li>
<li>Appointed Actuary &ndash; reserving and financial condition reporting</li>
<li>Capital management and internal capital models</li>
<li>Capital allocation and portfolio performance monitoring</li>
<li>Business plan development</li>
<li>Investment strategy</li>
<li>Reinsurance program design</li>
<li>Product expertise in Lenders Mortgage Insurance, Public Liability, CTP, Commercial Motor, Medical Indemnity, SME Business Packages, Builders Warranty, Retail Warranty and Multi-Peril Crop Insurance</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Capital &amp; risk</li>
<li>Internal capital models</li>
<li>Asset return &amp; economic modelling</li>
<li>Reinsurance strategy</li>
<li>Capital allocation</li>
<li>Investment strategy</li>
<li>Enterprise Risk Management</li>
</ul>

Scott Collings

<p><a href="mailto:francis.beens@finity.com.au">francis.beens@finity.com.au</a></p>
<p>Ph +61 2 8252 3388</p>
<p>Mobile +61 434 105 192&nbsp;</p>
<p>LinkedIn: <a href="https://www.linkedin.com/in/francis-beens-a6a5193b/">https://www.linkedin.com/in/francis-beens-a6a5193b/</a></p>
<h5>Qualifications</h5>
<p>BActStud, LLB, FIAA</p>
<p>Francis is a Principal at Finity with 15 years&rsquo; experience in general insurance, specialising in financial analysis, reporting, capital, and risk for insurers. He holds a double degree in actuarial studies degree and law. He is also Finity&rsquo;s IFRS 17 (the new insurance accounting standard) expert. Francis&rsquo; law degree has proved to be a valuable asset to Finity. In addition to quickly grasping technical legislative issues, he also understands how the legal environment plays out in general and health liability claims costs over time.</p>
<h5>Areas of Expertise</h5>
<ul>
<li>Volatility and Capital Management</li>
<li>Financial Projections and Budgeting</li>
<li>IFRS 17</li>
<li>Appointed Actuary</li>
<li>Workers Compensation</li>
<li>CTP</li>
</ul>
<h5>Talk to me about</h5>
<ul>
<li>Financial forecasting</li>
</ul>

Francis Beens

Finity is the leading provider of Appointed Actuary services to both general and health insurers in Australia and New Zealand.

Appointed Actuary

Sophisticated strategies for managing financial performance

Capital management

Liability valuation services for insurers and schemes.

Liability valuation

Strategic analytics consultants with an actuarial approach

Analytics

Business strategy consulting with an actuarial approach

Business strategy

Powered by smart, results-oriented people with unrivalled depth of industry experience, we can provide a unique perspective across a wide range of business challenges.

Practical insights. Innovative products. Infinite possibility.

Manage risk to improve risk culture and financial performanc