Climate & sustainability

Build an understanding of your climate change exposure and develop a smart climate risk strategy.

Make sustainability your competitive advantage.

Our team’s skillset is a unique combination of climate and environmental science, data science and actuarial expertise. No matter where you are on your climate journey, we can work with you to address the risks of climate change and seize the opportunities – to achieve a more sustainable future.

Climate risk health check

A detailed review, industry benchmark and competitor analysis of your current processes relating to climate across all areas of your business. Build capabilities, education and engagement within your team to drill down into the material risks and opportunities presented by the physical and transition implications of climate change.

Scenario analysis & strategic planning

Identify climate scenarios that best capture your exposures and quantify your future climate risk. Assess these scenarios against your operations and assets, draw insights and identify strategic direction to support business growth.

Climate risk management

Access the information, tools and metrics you need to actively monitor your exposure and build climate-related controls across product development, investments, pricing and customer engagement. Our climate risk data portal offers address-level information on your asset or insurance portfolio to assess physical risk.

Carbon neutrality

Assess the size of your emission footprint. Our partnership with leading sustainability firm Point Advisory provides direct access to consultants accredited in the assessment and verification of emission footprints.

Compliance & physical risk modelling

Understand your exposure and ensure alignment with Taskforce on Climate-related Financial Risk Disclosure recommendations, APRA guidance and other legal obligations.

 

Better understand your risk exposure using our proprietary products. We use the latest climate science in conjunction with our Finperils models to develop forward-looking assessments of the physical risk of climate change. Our range of projections covers four different IPCC climate scenarios up to 2100.

Finperils+ Climate

Our market leading product suite, Finperils provides you with the tools to assess the financial impacts of physical climate risks on your portfolio. Using the latest climate science, a range of global climate model outputs, access to experts, and asset characteristics, we have developed forward looking views for a range of our natural perils models. Models include four different climate scenarios out to 2100 including:
  • Storm
  • Flood
  • Bushfire
  • Coastal erosion
  • Cyclone

Managing the impact of climate change on credit risk

We assisted a mutual bank to understand and measure the exposure of its residential lending portfolio to physical climate risk under a range of climate scenarios, including the impact on credit risk.

Insights to inform & inspire

Finity has been advising insurers on address level physical risks for many years, and our models are tried and tested in the market, providing our clients with confidence in our results.
Sharanjit Paddam
Climate leader & Finity Principal

Australia's first Climate Index

Our climate team work closely with the Actuaries Institute to develop Australia’s first Climate Index to track changes in the frequency of extreme weather.

Bringing science and business closer together, the index is currently available nationally and across 12 regions of Australia.

Read more about the Australian Actuaries Climate Index

Finity

Thinking beyond climate change

Finity's Climate leader Rade Musulin discusses why it's important for organisations to think beyond climate change and what changes are needed to transition to a more sustainable world.

We can make sustainability a competitive advantage using a unique combination of climate and environmental science, data science and actuarial expertise.
Rade Musulin
Climate leader & Finity Principal

Meet some of our climate specialists

Rade Musulin

Rade Musulin

Principal
Sharanjit Paddam

Sharanjit Paddam

Principal
Stephen Lau

Stephen Lau

Principal
Practical insights. Innovative products. Infinite possibility.

Powered by smart, results-oriented people with unrivalled depth of industry experience, we can provide a unique perspective across a wide range of business challenges.

Contact us